Welcome to Facity. These Terms of Use (“Terms”) govern your access to and use of Facity’s services, including our website, mobile applications, and any other services provided by us (collectively, the “Services”). By using our Services, you agree to be bound by these Terms.
Acceptance of Terms
By accessing or using our Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our Services.
Eligibility
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this requirement.
User Accounts
To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.
Use of the Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to use our Services:
In any way that violates any applicable federal, state, local, or international law or regulation.
To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of our Services.
To impersonate or attempt to impersonate Facity, a Facity employee, another user, or any other person or entity.
To engage in any other conduct that, as determined by us, may harm Facity or users of our Services or expose them to liability.
Prohibited Activities
You agree not to:
Use our Services in any manner that could disable, overburden, damage, or impair our site or interfere with any other party’s use of our Services.
Use any robot, spider, or other automatic devices, process, or means to access our Services for any purpose, including monitoring or copying any of the material on our Services.
Use any manual process to monitor or copy any of the material on our Services or for any other unauthorized purpose without our prior written consent.
Use any device, software, or routine that interferes with the proper working of our Services.
Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of our Services, the server on which our Services are stored, or any server, computer, or database connected to our Services.
Attack our Services via a denial-of-service attack or a distributed denial-of-service attack.
Otherwise attempt to interfere with the proper working of our Services.
Intellectual Property Rights
Our Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Facity, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws
User Content
You retain ownership of any content you submit, post, or display on or through our Services (“User Content”). By submitting, posting, or displaying User Content on or through our Services, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such User Content in any and all media or distribution methods (now known or later developed).
Disclaimer of Warranties
Our Services are provided “as is” and “as available” without any warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, non-infringement, and title.
At Facity, we are committed to protecting the privacy and security of our users’ personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the information gathered through our student-focused fintech solution. By using Facity, you agree to the terms outlined in this Privacy Policy.
Information We Collect
Personal Information: When you register on the Facity application, we may collect personal information such as your name, email address, phone number, date of birth, and academic institution details.
Financial Information: To provide our fintech services, we may collect financial information such as bank account details, transaction history, and payment card information.
Usage Information: We may collect information about how you interact with our platform, including your browsing activity, the features you use, and the actions you take.
How We Use Your Information
Providing Services: We utilize the data collected to offer fintech solutions that cater to our students, such as processing transactions, managing accounts, and providing customer support.
Personalization: We may use your information to personalize your experience on Facity, including recommending relevant products, services, and educational resources.
Communications: We may use your contact information to send you updates, notifications, and promotional messages about our services and offerings. You can opt out of these communications at any time.
Information Sharing and Disclosure
Third-Party Service Providers: We may share your information with third-party service providers who assist us in delivering our services, such as payment processors, customer support providers, and analytics partners.
Legal Compliance: We may disclose your information to comply with legal obligations, enforce our policies, respond to legal requests, or protect the rights, property, or safety of Facity, our users, or others.
Data Security
We make sure to take reasonable measures to safeguard the security and integrity of your personal information. However, it’s important to note that no method of transmission over the internet or electronic storage is entirely secure. Although we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
Your Privacy Choices
Account Settings: You can review and update your account information at any time by accessing your account settings on Facity. Marketing
Communications: You can opt out of receiving promotional communications from us by following the instructions provided in the messages or by contacting us directly.
Children's Privacy
Facity is designed for use by individuals who are 13 years old or older. We do not knowingly collect any personal information from children under the age of 13. If you suspect that we have collected information from a child under 13, please contact us immediately.
Updates to this Privacy Policy
Our Privacy Policy may be updated periodically to reflect changes in our practices or legal requirements. If there are any significant changes, we will inform you by posting the updated Privacy Policy on our website or through other communication channels.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at [email protected].
Effective Date: This Privacy Policy was last updated on 8th of May, 2024.
